Terms of Use

Effective Date: January 15, 2025

1. Acceptance of Terms

By accessing and using the Aptitudex Systems website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, please do not use our services.

Agreement Scope

These terms apply to all users of our investment application services, including but not limited to visitors, registered users, and subscribers. Your continued use of our services constitutes ongoing acceptance of these terms and any modifications we may make.

2. Service Description

Aptitudex Systems provides investment application software and related financial technology services designed to assist users in managing their investment portfolios and making informed financial decisions.

  • Portfolio management tools and analytics
  • Investment research and market data
  • Risk assessment and reporting features
  • Educational resources and market insights
  • Customer support and technical assistance

Important: Our services are designed as tools to support your investment decisions. We do not provide personalized investment advice or guarantee any specific financial outcomes. All investment decisions remain your responsibility.

3. User Responsibilities and Obligations

  1. Provide accurate and complete registration information and maintain its accuracy
  2. Safeguard your account credentials and notify us immediately of any unauthorized access
  3. Use our services only for lawful purposes and in compliance with applicable regulations
  4. Respect intellectual property rights and refrain from copying or distributing our proprietary content
  5. Report any technical issues or security vulnerabilities promptly
  6. Comply with all relevant financial regulations in your jurisdiction

Prohibited Activities

You agree not to engage in activities that could harm our services, other users, or violate applicable laws. This includes but is not limited to unauthorized access attempts, data mining, or using automated systems to interact with our platform without permission.

4. Privacy and Data Protection

We take your privacy seriously and are committed to protecting your personal information in accordance with Irish and European data protection laws, including GDPR compliance.

Data Type Purpose Retention Period
Account Information Service provision and support Duration of account plus 7 years
Financial Data Portfolio analysis and reporting As required by financial regulations
Usage Analytics Service improvement 24 months from collection

5. Intellectual Property Rights

All content, software, and materials provided through our services are protected by intellectual property laws and remain the property of Aptitudex Systems or our licensors.

Licensed Use

We grant you a limited, non-exclusive, non-transferable license to use our services for their intended purpose. This license does not include rights to modify, distribute, or create derivative works from our proprietary materials.

User-Generated Content

Any content you submit to our platform remains your property, but you grant us a license to use such content as necessary to provide our services and improve user experience.

6. Service Availability and Modifications

While we strive to maintain continuous service availability, we cannot guarantee uninterrupted access due to maintenance, technical issues, or circumstances beyond our control.

  • Scheduled maintenance will be announced in advance when possible
  • Emergency maintenance may occur without prior notice
  • Service features may be modified or discontinued with reasonable notice
  • We reserve the right to implement usage limits to ensure service quality

7. Financial Disclaimers

Investment Warning: All investments carry risk, and past performance does not guarantee future results. Our tools and services are provided for informational purposes and should not be considered as financial advice. Always consult with qualified financial advisors before making investment decisions.

Limitation of Financial Liability

Aptitudex Systems is not responsible for investment losses, missed opportunities, or financial damages that may result from using our services. We provide tools and information but do not make investment recommendations or guarantee outcomes.

8. Termination and Account Suspension

Either party may terminate this agreement with appropriate notice. We reserve the right to suspend or terminate accounts for violations of these terms or applicable laws.

  1. Users may cancel their accounts at any time through their account settings
  2. We may suspend accounts for suspected security breaches or policy violations
  3. Termination notice will be provided via email to your registered address
  4. Data export options will be available for a limited time following termination

9. Governing Law and Dispute Resolution

These terms are governed by Irish law and subject to the jurisdiction of Irish courts. We encourage resolving disputes through direct communication before pursuing formal legal action.

Dispute Resolution Process

For any disputes arising from these terms or our services, please contact us directly first. We commit to addressing concerns promptly and fairly. If direct resolution is not possible, disputes may be subject to mediation before proceeding to court action.

10. Updates to Terms

We may update these terms periodically to reflect changes in our services, legal requirements, or business practices. Significant changes will be communicated to users via email and prominently displayed on our website.

Continued use of our services after term modifications constitutes acceptance of the updated terms. If you disagree with changes, you may terminate your account before the effective date of the new terms.

Contact Information

For questions about these Terms of Use, please contact us:

Unit 7, Main St, Donaghcumper, Celbridge, Co. Kildare, Ireland

Phone: +353564441447

Email: [email protected]